http://radosinsurance.com/blog Wed, 27 Feb 2008 12:45:49 +0000 http://backend.userland.com/rss092 en "A Life Insurance Policy is just a time yellowed piece of paper with columns of figures and legal phrases, until it is baptized with a person's tears.  Then it becomes  a modern miracle---Aladdin's Lamp.  It is food, clothing, shelter, and undying affection.  It is the sincerest love letter ever written.  It ... http://radosinsurance.com/blog/12/life-insurance/leaving-a-legacy-of-love-what-is-a-life-insurance-policy/ This was given to me in 1999 when I was the President of the Tennessee Fraternal Congress in Murfreesboro, TN.  I thought that I would share it with you.  I hope you find it interesting. The first Life Insurance policy ever written was issued on December 15th, 1792.  It was issued by ... http://radosinsurance.com/blog/11/final-expense-insurance/the-first-life-insurance-policy/ Just in case you have not noticed, there is a Term Life Insurance Rate war going on in Murfreesboro and all around the country.  Companies have been slashing their rates at an ever increasing rate just to get your business.  A company that I represented cut their rates three times last year ... http://radosinsurance.com/blog/10/life-insurance/life-insurance-rates-in-murfreesboro-have-never-been-more-competitive/ Several years ago, when I was relatively new to the Life Insurance Industry, I met with a prospect who was in his early 40’s. He was interested in securing Whole Life Insurance protection for his two sons. I performed a Needs Analysis and during the process I discovered that he ... http://radosinsurance.com/blog/9/life-insurance/life-insurance-on-your-children-and-grandchildren-is-that-a-wise/ Medicare is composed of four basic elements. Parts A, B, C and D. Parts A and B together make up the Original Medicare Plan. Parts A and B cover much of the medical care you need but not all of it. Part C is better known as Medicare Advantage. I ... http://radosinsurance.com/blog/7/medicare-advantage/medicare-supplement-or-medicare-advantage-plans-they-both-have-their-places/ I am often asked the differences between Term and Cash Value Life Insurance. I like to use this analogy. Traditional Term Life Insurance is like renting a house. A renter may sign a lease for a period of time At some point in time, the landlord can increase his monthly ... http://radosinsurance.com/blog/6/term-insurance/term-or-cash-value-life-insurance-what-is-best-for-you/